Digital Transformation of the Islamic Economy and the Acceleration of Equitable Prosperity: A Meta-Analysis from Indonesia

Marlina Ekawaty; Mochammad Rizki Hanafiansyah

doi:10.55927/ijbae.v5i1.591

Authors

Marlina Ekawaty Universitas Brawijaya
Mochammad Rizki Hanafiansyah Universitas Brawijaya

DOI:

https://doi.org/10.55927/ijbae.v5i1.591

Keywords:

Digital Transformation, Islamic Finance, Zakat Digitalization, Welfare Distribution, Meta-Analysis

Abstract

Digital transformation in Indonesia’s Islamic economy has rapidly expanded through Shariah-compliant fintech, zakat and waqf digitalization, and innovations in banking and halal industry development. This study aims to analyze how digital transformation supports equitable welfare distribution in Indonesia through a meta-analysis approach. This research applies the meta-analysis method by synthesizing journal articles published between 2015–2025, focusing on 10 national and international studies on digital Islamic economic instruments. The findings show that digital transformation enhances financial inclusion, operational efficiency, zakat distribution, and halal industry competitiveness, although regulatory gaps, low literacy, and cybersecurity risks remain as challenges. Mosque digitalization through the Islamic Social Enterprise model also contributes to strengthening community welfare. Overall, digital transformation is a key enabler of more equitable prosperity distribution in Indonesia. Digital transformation plays a strategic role in accelerating welfare distribution in Indonesia’s Islamic economy.

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