Financial Literacy Education: Personal Financial Recording to Grade X Students of SMA Bakti Idhata Jakarta

Ossi Ferli; Erric Wijaya; Sara Immanuella Hutauruk; Dessy Ataulina Rajagukguk; Muh. Nurdin Nur Abdi Kasman; Vasanti Etenia Kusuma

doi:10.55927/jpmb.v4i5.120

Authors

Ossi Ferli STIE Indonesia Banking School, Jakarta
Erric Wijaya STIE Indonesia Banking School, Jakarta
Sara Immanuella Hutauruk STIE Indonesia Banking School, Jakarta
Dessy Ataulina Rajagukguk STIE Indonesia Banking School, Jakarta
Muh. Nurdin Nur Abdi Kasman STIE Indonesia Banking School, Jakarta
Vasanti Etenia Kusuma STIE Indonesia Banking School, Jakarta

DOI:

https://doi.org/10.55927/jpmb.v4i5.120

Keywords:

Financial Literacy, Financial Management, Financial Record-Keeping, Financial Education, High School Students

Abstract

The ability to manage personal finances is an essential skill for every individual, especially the younger generation, to be able to make wise financial decisions. This community service program aims to increase the understanding of class X students of SMA Bakti Idhata Jakarta regarding personal financial records. The methods applied include direct delivery of material, interactive discussions, and evaluation through pre-tests and post-tests to measure the improvement of participants' understanding. The results of the evaluation showed an increase in students' awareness of the importance of financial record-keeping, including the ability to distinguish needs and desires as well as the use of financial recording tools, both manually and digitally. Through this program, it is hoped that students can apply financial recording in their daily lives to achieve a more regular and stable financial condition.

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