Digital Finance Socialization in Improving Financial Literacy at SMPN 3 South Tangerang

Ossi Ferli; Deni Wardani; Dylan Gonardo; Gabriel Radja Dava

doi:10.55927/jpmb.v4i5.135

Authors

Ossi Ferli Indonesia Banking School
Deni Wardani Indonesia Banking School
Dylan Gonardo Indonesia Banking School
Gabriel Radja Dava Indonesia Banking School

DOI:

https://doi.org/10.55927/jpmb.v4i5.135

Keywords:

Digital, Finance, Personal, Student

Abstract

Technological developments have encouraged the emergence of digital finance, which is a technology-based financial system that includes services such as digital payments, online loans, investments, and mobile banking. However, the adoption of digital finance still faces significant challenges, especially low financial literacy among the public. Financial literacy encompasses the knowledge, skills, attitudes, and behaviors necessary to manage finances wisely and understand increasingly complex financial products and services. This socialization aims to increase students' understanding of digital finance and the importance of financial literacy. This activity was carried out at SMP Negeri 3 South Tangerang and was attended by approximately 30 students who were representatives of the Student Council, PMR extracurriculars, and student embassies. The results of the activity show that increasing financial literacy through socialization can help students understand the benefits and risks of digital finance, as well as encourage the use of digital financial services more wisely and safely.

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