Developing Financial Literacy and Investment Awareness to Promote Healthy Financial Behavior among High School Students

Ali Saudi Harahap; Muhammad Yusuf Rambe; Khalimatu Sadiyah; Tondy Natama Pulungan; Deny Hadi Siswanto

doi:10.55927/jpmb.v4i6.180

Authors

Ali Saudi Harahap Sultan Syarif Kasim State Islamic University
Muhammad Yusuf Rambe Al-Wasathiyah University
Khalimatu Sadiyah Sunan Kalijaga State Islamic University
Tondy Natama Pulungan Mercu Buana Yogyakarta University
Deny Hadi Siswanto Muhammadiyah Mlati Senior High School

DOI:

https://doi.org/10.55927/jpmb.v4i6.180

Keywords:

Financial Literacy, Investment Education, Youth Financial Behavior, High School Student

Abstract

This activity was carried out at SMA Muhammadiyah Mlati on May 14, 2025, aiming to improve students' financial literacy through a participatory and interactive approach in each class. The materials presented include basic financial management, investment concepts, types of investment instruments, and investment strategies that are tailored to the student's context. Each session in this activity is designed comprehensively, consisting of material presentation by a team of speakers, a question and answer discussion session that allows students to clarify their understanding directly, and an educational game 'Guess the Word' as an interactive media to strengthen and re-test the understanding of the concepts that have been presented. The evaluation results showed an increase in student understanding with an active level of participation. The gamification approach and contextual learning have proven effective. This program is recommended to be replicated and developed in order to foster healthy financial habits from school age.

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